Pricing
Start free. Pay when it pays off.
Connect a bank and start for free. The full Ahead is $19.99 a month, or $199 a year.
Prices in AUD, inc GST · Cancel in two taps
Free
no card, no catch
Get started. See the idea work on your own numbers.
- Connect one bank, read-only via CDR
- One active goal
- One What-If scenario
- A weekly summary, in one sentence
Ahead Plus
inc GST
The full Ahead. Everything, no limits.
- Unlimited goals
- Unlimited What-If scenarios
- Drift alerts when life pushes your plan off-track
- The weekly Ahead Report
- Multi-bank connection
- Long-horizon forecasting (12+ months)
- AI memory across conversations
Ahead Plus, annual
Save $40inc GST
The full Ahead, for the price of ten months.
- Everything in Ahead Plus
- Two months cheaper than monthly
14-day free trial. Then $19.99 / month. Cancel anytime. Card required to start. We'll remind you on day 12, before you're charged. It auto-renews until you cancel, and cancelling takes two taps.
Cancel in two taps.
We mean it. No retention maze, no “are you sure” countdown.
Pause whenever.
Pause your subscription for one or three months, any time you like.
No ads. No data sold.
No ads, no data sold to anyone. Ever.
We only win if you do.
We only make money if you keep paying, and you'll only keep paying if you come out ahead.
Why $19.99
A fair price for a clearer future.
Built carefully
Forecasting models, recurring detection, the AI that turns your numbers into a plan. The hard parts take time and cost money to run well.
Paid for by you
No ads, no data brokers. Your subscription is the entire business model. That keeps us honest.
One decision pays for it
If Ahead saves you one bad money move a year, it has earned its keep many times over.
FAQ
Quiet answers
to loud questions.
Is there a free version?
Yes. Free connects one bank, gives you one goal and one What-If, and a one-sentence weekly summary. No card, no time limit. Upgrade when you want the full thing.
How does the trial work?
14 days of full Ahead Plus. A card is required to start. We'll remind you on day 12, before anything is charged. If you do nothing, it rolls into $19.99 / month. Cancel in two taps, any time.
Can I cancel or pause?
Both, in two taps. Cancel and your plan stops at the end of the period. Or pause for one or three months if life gets busy. Your data exports cleanly whenever you want it.
Can Ahead move money?
No. Connections are read-only. Ahead can see balances and transactions, but cannot make payments, change settings, or access anything else. You can revoke access at any time.
Which banks are supported?
Every Australian bank in the Consumer Data Right (CDR), which is every major bank and most challengers. Connections are powered by Fiskil, an ACCC-accredited CDR principal.
Is my data sold or used for ads?
Never. We don't sell data or run ads. Ahead Plus pays for the service. That's the whole model, and your data stays in Australia.
Why not free forever, like some other apps?
Free apps either monetise your data, sell you upsells, or eventually run out of money and shut down. A fair monthly price keeps the lights on and keeps your data yours.
What you can count on
- Your bank data is shared read-only under Australia's Consumer Data Right (CDR).
- Ahead is a CDR Representative of Fiskil, an ACCC-accredited CDR principal.
- Hosted in Australia (Sydney). Your data never leaves the country.
- We can't touch your money.
- Revoke your consent in two taps. Cancel your subscription in two taps.
- No ads. No data sold to anyone.
Plans, not charts.
Start free. Go further for $19.99 a month, only if it earns its keep.