Ahead.money
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How long could you last
without your salary?

Ahead works it out from your actual spending, including the cuts you'd make and the money you forgot you had.

If I lost my job tomorrow, how long would we be okay?

Ahead

Spending as you do now, your buffers cover about 3.5 months. With a few realistic cuts, that stretches past five and a half:

  • About $18,400 across your offset and savings covers roughly 3.5 months of bills.
  • Pausing discretionary spend (around $900 a month) extends that to about 5.5 months.
  • Your partner's income alone covers the mortgage and utilities, so the gap is just groceries and extras.

Runway, as you are

~3.5 months

~5.5 with cuts

What Ahead looked at

Liquid savings and offset balance
Essential vs discretionary spend
Household income split
Fixed bills and the mortgage

Worked example. Figures are illustrative, built from sample data to show how Ahead models a scenario. Ahead gives you a plan and a second opinion from your own numbers. It isn't a product recommendation.

What you can count on

  • Your bank data is shared read-only under Australia's Consumer Data Right (CDR).
  • Ahead is a CDR Representative of Fiskil, an ACCC-accredited CDR principal.
  • Hosted in Australia (Sydney). Your data never leaves the country.
  • We can't touch your money.
  • Revoke your consent in two taps. Cancel your subscription in two taps.
  • No ads. No data sold to anyone.

Now ask it about your money.

Connect your bank read-only and model this against your real numbers in about 60 seconds.

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