All scenarios
What happens to your mortgage
What happens to your mortgage
if rates rise 1%?
Your bank won't model it for you. Ahead will, in about a minute, using your real repayments and cashflow.
What happens to us if our rate goes up 1%?
Ahead
On a $640,000 loan at 6.1%, a 1% rise adds about $390 a month to your repayments. Here's where that lands in your budget:
- Your spare cash after bills drops from about $1,180 to about $790 a month.
- You stay positive every month, but your deposit top-up goal slips by about 5 months.
- Moving about $200 of discretionary spend keeps that goal on track.
Repayment impact
+$390 / mo
What Ahead looked at
Your actual loan balance and rate
Real repayment and offset history
Recurring bills and income
Your current savings goals
Worked example. Figures are illustrative, built from sample data to show how Ahead models a scenario. Ahead gives you a plan and a second opinion from your own numbers. It isn't a product recommendation.
What you can count on
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- Hosted in Australia (Sydney). Your data never leaves the country.
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Now ask it about your money.
Connect your bank read-only and model this against your real numbers in about 60 seconds.