Ahead.money

For homeowners

Built for Australian
mortgages.

Ahead forecasts your money on the accounts you already have, offset included. Two of the questions it models best are the two that keep you up on Sunday nights.

What happens to your mortgage
if rates rise 1%?

Your bank won't tell you. Ahead works it out in about a minute, using your real numbers.

See it modelled

How long could you survive
without your salary?

Ahead works it out from your actual spending, including the cuts you'd make and the money you forgot you had.

See it modelled

And the rest of it

Every money decision a mortgage drags with it.

Offset-aware

Your offset balance is part of your forecast and net position, so the numbers work the way your loan actually does.

Your buffer, your line

Set a buffer target and a cash warning line, and the forecast shows when you'd dip towards it, weeks out.

School fees and the second kid

Add the big future costs to your forecast and see which months get tight, well before they do.

What you can count on

  • Your bank data is shared read-only under Australia's Consumer Data Right (CDR).
  • Ahead is a CDR Representative of Fiskil, an ACCC-accredited CDR principal.
  • Hosted in Australia (Sydney). Your data never leaves the country.
  • We can't touch your money.
  • Revoke your consent in two taps. Cancel your subscription in two taps.
  • No ads. No data sold to anyone.

Your mortgage. Modelled.

Connect your bank read-only and see your repayments, offset and forecast in one place.

Download on the App Store See the scenarios